At Retirement Planning

Taking retirement is one of the most stressful and emotional times in a lifetime, with the financial consequence of no longer working a massive consideration.

At Retirement Planning is a simple process of taking a long look at your savings, pensions and assets to create the level of income required during retirement. Factors such as annuity rates, investment risk, inflation and tax considerations on top of the normal investment and pension rules make this a complicated process for the inexperienced.

We have a vast experience in advising on the most appropriate course of action to take to ensure that income in retirement is maximised. We do this in a simple and straight forward manner, ensuring that you understand the process each step of the way.

Who Typically Requires Advice?

  • Somebody wanting help to review the options available in taking the benefits from their accrued pensions.
  • Somebody confused by pension legislation and what options are available.
  • Somebody that needs inspiring with a fresh, energetic and holistic approach to funding retirement from their various pension and non-pension assets.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

To talk to us about ‘At Retirement Planning’ call 01325 366446 or leave your details on our contact page.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details: http://financial-ombudsman.org.uk/

Pre Retirement & Pension Planning

Retirement Planning is such a simple concept:

  • Decide how much income you will need in retirement.
  • Determine the date at which the retirement income is to commence.
  • Accumulate sufficient savings / assets to fund the income required.

It really is that simple. However, the problem for many people is that they have not decided how much income they require in retirement or when it is to be taken until it is too late. Add to this ever changing rules on the investment and pension mediums used to build the required assets and people fast become confused, disillusioned and aimless.

That’s where we come in.

We have a wealth of experience in devising very simple and easy to follow strategies to help you get what you want from retirement. This could mean reviewing the progress that your current retirement/pension strategy is making or it could be devising a fresh plan to follow. The retirement plan then undergoes continuous assessment and re-assessment to ensure progress is maintained.

Who Typically Requires Advice?

  • Somebody wanting to review the progress being made with their current pension or retirement planning strategy.
  • Somebody who has collected a number of pensions over the years and wants the ‘mess untangling’.
  • Somebody who wants a savings strategy devised to ensure they have sufficient income in retirement at an age when they want to retire.
  • Somebody wanting their existing savings, pensions or assets managed in line with their objectives, attitude to risk and changing economic conditions.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

To talk to us about ‘Pre Retirement & Pension Planning’ call 01325 366446 or leave your details on our contact page.

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (‘FOS’). Please see the following link for further details: http://financial-ombudsman.org.uk/